What type of health insurance focuses on preventive care within its healthcare delivery system?

Health Maintenance Organizations (HMOs) emphasize preventive care as a core aspect of their healthcare delivery system. This model is designed to encourage members to seek routine check-ups, screenings, and vaccinations, which can lead to early detection and treatment of illnesses. By prioritizing preventive measures, HMOs aim to improve health outcomes and reduce the overall costs of healthcare by mitigating the need for more extensive treatments later on.

HMOs typically require members to choose a primary care physician (PCP) who coordinates all their healthcare needs. This structure fosters ongoing relationships between patients and their PCPs and facilitates proactive management of health conditions, reducing the likelihood of serious health issues arising.

In contrast, other types of health insurance, such as Preferred Provider Organizations (PPOs), Exclusive Provider Organizations (EPOs), and Point of Service (POS) Plans, while they may offer some preventive services, do not inherently focus on preventive care to the same extent as HMOs. These plans often provide more flexibility in choosing healthcare providers but do not necessarily stress prevention to the same degree as the HMO model.